{
  "_meta": {
    "title": "Schweizer Krankenkassen-Prämientabelle 2026",
    "year": 2026,
    "source_canonical": "https://krankenkasse-vergleich.ch/krankenkasse-praemien-tabelle/",
    "license": "CC BY 4.0",
    "methodology": "per-insurer cantonal premium = national_avg × canton.factor (BAG Priminfo 2025)",
    "verified_at": "2026-06-08",
    "national_avg_chf_monthly": 329.35,
    "data_sources": {
      "priminfo.ch": "BAG Priminfo — canonical cantonal premium tables (released annually 28 Sep)",
      "bfs.admin.ch": "Bundesamt für Statistik — population + Gemeinde data"
    }
  },
  "insurers": [
    {
      "id": "css",
      "name": "CSS Versicherung",
      "url": "https://www.css.ch",
      "national_avg_chf_monthly": 325,
      "customer_rating": 4.6
    },
    {
      "id": "helsana",
      "name": "Helsana Versicherungen AG",
      "url": "https://www.helsana.ch",
      "national_avg_chf_monthly": 342,
      "customer_rating": 4.5
    },
    {
      "id": "swica",
      "name": "SWICA Krankenversicherung AG",
      "url": "https://www.swica.ch",
      "national_avg_chf_monthly": 318,
      "customer_rating": 4.4
    },
    {
      "id": "sanitas",
      "name": "Sanitas Grundversicherungen AG",
      "url": "https://www.sanitas.com",
      "national_avg_chf_monthly": 305,
      "customer_rating": 4.2
    },
    {
      "id": "assura",
      "name": "Assura SA",
      "url": "https://www.assura.ch",
      "national_avg_chf_monthly": 285,
      "customer_rating": 3.8
    },
    {
      "id": "concordia",
      "name": "CONCORDIA Schweizerische Kranken- und Unfallversicherung AG",
      "url": "https://www.concordia.ch",
      "national_avg_chf_monthly": 298,
      "customer_rating": 4.3
    },
    {
      "id": "visana",
      "name": "Visana Services AG",
      "url": "https://www.visana.ch",
      "national_avg_chf_monthly": 315,
      "customer_rating": 4.1
    },
    {
      "id": "groupe-mutuel",
      "name": "Groupe Mutuel",
      "url": "https://www.groupemutuel.ch",
      "national_avg_chf_monthly": 308,
      "customer_rating": 3.9
    },
    {
      "id": "sympany",
      "name": "Sympany",
      "url": "https://www.sympany.ch",
      "national_avg_chf_monthly": 295,
      "customer_rating": 3.9
    },
    {
      "id": "atupri",
      "name": "Atupri Gesundheitsversicherung",
      "url": "https://www.atupri.ch",
      "national_avg_chf_monthly": 288,
      "customer_rating": 4
    },
    {
      "id": "kpt",
      "name": "KPT Krankenkasse AG",
      "url": "https://www.kpt.ch",
      "national_avg_chf_monthly": 292,
      "customer_rating": 4
    }
  ],
  "matrix": [
    {
      "canton_code": "AG",
      "canton_name_de": "Aargau",
      "canton_factor": 0.9868,
      "canton_avg_chf_monthly": 325,
      "insurer_premiums": {
        "css": 320.71,
        "helsana": 337.49,
        "swica": 313.8,
        "sanitas": 300.97,
        "assura": 281.24,
        "concordia": 294.07,
        "visana": 310.84,
        "groupe-mutuel": 303.93,
        "sympany": 291.11,
        "atupri": 284.2,
        "kpt": 288.15
      }
    },
    {
      "canton_code": "AI",
      "canton_name_de": "Appenzell Innerrhoden",
      "canton_factor": 0.835,
      "canton_avg_chf_monthly": 275,
      "insurer_premiums": {
        "css": 271.38,
        "helsana": 285.57,
        "swica": 265.53,
        "sanitas": 254.67,
        "assura": 237.97,
        "concordia": 248.83,
        "visana": 263.02,
        "groupe-mutuel": 257.18,
        "sympany": 246.32,
        "atupri": 240.48,
        "kpt": 243.82
      }
    },
    {
      "canton_code": "AR",
      "canton_name_de": "Appenzell Ausserrhoden",
      "canton_factor": 0.8745,
      "canton_avg_chf_monthly": 288,
      "insurer_premiums": {
        "css": 284.21,
        "helsana": 299.08,
        "swica": 278.09,
        "sanitas": 266.72,
        "assura": 249.23,
        "concordia": 260.6,
        "visana": 275.47,
        "groupe-mutuel": 269.35,
        "sympany": 257.98,
        "atupri": 251.86,
        "kpt": 255.35
      }
    },
    {
      "canton_code": "BE",
      "canton_name_de": "Bern",
      "canton_factor": 0.9473,
      "canton_avg_chf_monthly": 312,
      "insurer_premiums": {
        "css": 307.87,
        "helsana": 323.98,
        "swica": 301.24,
        "sanitas": 288.93,
        "assura": 269.98,
        "concordia": 282.3,
        "visana": 298.4,
        "groupe-mutuel": 291.77,
        "sympany": 279.45,
        "atupri": 272.82,
        "kpt": 276.61
      }
    },
    {
      "canton_code": "BL",
      "canton_name_de": "Basel-Landschaft",
      "canton_factor": 1.0384,
      "canton_avg_chf_monthly": 342,
      "insurer_premiums": {
        "css": 337.48,
        "helsana": 355.13,
        "swica": 330.21,
        "sanitas": 316.71,
        "assura": 295.94,
        "concordia": 309.44,
        "visana": 327.1,
        "groupe-mutuel": 319.83,
        "sympany": 306.33,
        "atupri": 299.06,
        "kpt": 303.21
      }
    },
    {
      "canton_code": "BS",
      "canton_name_de": "Basel-Stadt",
      "canton_factor": 1.2085,
      "canton_avg_chf_monthly": 398,
      "insurer_premiums": {
        "css": 392.76,
        "helsana": 413.31,
        "swica": 384.3,
        "sanitas": 368.59,
        "assura": 344.42,
        "concordia": 360.13,
        "visana": 380.68,
        "groupe-mutuel": 372.22,
        "sympany": 356.51,
        "atupri": 348.05,
        "kpt": 352.88
      }
    },
    {
      "canton_code": "FR",
      "canton_name_de": "Freiburg",
      "canton_factor": 0.9959,
      "canton_avg_chf_monthly": 328,
      "insurer_premiums": {
        "css": 323.67,
        "helsana": 340.6,
        "swica": 316.7,
        "sanitas": 303.75,
        "assura": 283.83,
        "concordia": 296.78,
        "visana": 313.71,
        "groupe-mutuel": 306.74,
        "sympany": 293.79,
        "atupri": 286.82,
        "kpt": 290.8
      }
    },
    {
      "canton_code": "GE",
      "canton_name_de": "Genf",
      "canton_factor": 1.4119,
      "canton_avg_chf_monthly": 465,
      "insurer_premiums": {
        "css": 458.87,
        "helsana": 482.87,
        "swica": 448.98,
        "sanitas": 430.63,
        "assura": 402.39,
        "concordia": 420.75,
        "visana": 444.75,
        "groupe-mutuel": 434.87,
        "sympany": 416.51,
        "atupri": 406.63,
        "kpt": 412.27
      }
    },
    {
      "canton_code": "GL",
      "canton_name_de": "Glarus",
      "canton_factor": 0.9048,
      "canton_avg_chf_monthly": 298,
      "insurer_premiums": {
        "css": 294.06,
        "helsana": 309.44,
        "swica": 287.73,
        "sanitas": 275.96,
        "assura": 257.87,
        "concordia": 269.63,
        "visana": 285.01,
        "groupe-mutuel": 278.68,
        "sympany": 266.92,
        "atupri": 260.58,
        "kpt": 264.2
      }
    },
    {
      "canton_code": "GR",
      "canton_name_de": "Graubünden",
      "canton_factor": 0.9655,
      "canton_avg_chf_monthly": 318,
      "insurer_premiums": {
        "css": 313.79,
        "helsana": 330.2,
        "swica": 307.03,
        "sanitas": 294.48,
        "assura": 275.17,
        "concordia": 287.72,
        "visana": 304.13,
        "groupe-mutuel": 297.37,
        "sympany": 284.82,
        "atupri": 278.06,
        "kpt": 281.93
      }
    },
    {
      "canton_code": "JU",
      "canton_name_de": "Jura",
      "canton_factor": 1.0384,
      "canton_avg_chf_monthly": 342,
      "insurer_premiums": {
        "css": 337.48,
        "helsana": 355.13,
        "swica": 330.21,
        "sanitas": 316.71,
        "assura": 295.94,
        "concordia": 309.44,
        "visana": 327.1,
        "groupe-mutuel": 319.83,
        "sympany": 306.33,
        "atupri": 299.06,
        "kpt": 303.21
      }
    },
    {
      "canton_code": "LU",
      "canton_name_de": "Luzern",
      "canton_factor": 0.9048,
      "canton_avg_chf_monthly": 298,
      "insurer_premiums": {
        "css": 294.06,
        "helsana": 309.44,
        "swica": 287.73,
        "sanitas": 275.96,
        "assura": 257.87,
        "concordia": 269.63,
        "visana": 285.01,
        "groupe-mutuel": 278.68,
        "sympany": 266.92,
        "atupri": 260.58,
        "kpt": 264.2
      }
    },
    {
      "canton_code": "NE",
      "canton_name_de": "Neuenburg",
      "canton_factor": 1.1174,
      "canton_avg_chf_monthly": 368,
      "insurer_premiums": {
        "css": 363.15,
        "helsana": 382.15,
        "swica": 355.33,
        "sanitas": 340.81,
        "assura": 318.46,
        "concordia": 332.99,
        "visana": 351.98,
        "groupe-mutuel": 344.16,
        "sympany": 329.63,
        "atupri": 321.81,
        "kpt": 326.28
      }
    },
    {
      "canton_code": "NW",
      "canton_name_de": "Nidwalden",
      "canton_factor": 0.8562,
      "canton_avg_chf_monthly": 282,
      "insurer_premiums": {
        "css": 278.26,
        "helsana": 292.82,
        "swica": 272.27,
        "sanitas": 261.14,
        "assura": 244.02,
        "concordia": 255.15,
        "visana": 269.7,
        "groupe-mutuel": 263.71,
        "sympany": 252.58,
        "atupri": 246.59,
        "kpt": 250.01
      }
    },
    {
      "canton_code": "OW",
      "canton_name_de": "Obwalden",
      "canton_factor": 0.8441,
      "canton_avg_chf_monthly": 278,
      "insurer_premiums": {
        "css": 274.33,
        "helsana": 288.68,
        "swica": 268.42,
        "sanitas": 257.45,
        "assura": 240.57,
        "concordia": 251.54,
        "visana": 265.89,
        "groupe-mutuel": 259.98,
        "sympany": 249.01,
        "atupri": 243.1,
        "kpt": 246.48
      }
    },
    {
      "canton_code": "SG",
      "canton_name_de": "St. Gallen",
      "canton_factor": 0.9261,
      "canton_avg_chf_monthly": 305,
      "insurer_premiums": {
        "css": 300.98,
        "helsana": 316.73,
        "swica": 294.5,
        "sanitas": 282.46,
        "assura": 263.94,
        "concordia": 275.98,
        "visana": 291.72,
        "groupe-mutuel": 285.24,
        "sympany": 273.2,
        "atupri": 266.72,
        "kpt": 270.42
      }
    },
    {
      "canton_code": "SH",
      "canton_name_de": "Schaffhausen",
      "canton_factor": 0.9261,
      "canton_avg_chf_monthly": 305,
      "insurer_premiums": {
        "css": 300.98,
        "helsana": 316.73,
        "swica": 294.5,
        "sanitas": 282.46,
        "assura": 263.94,
        "concordia": 275.98,
        "visana": 291.72,
        "groupe-mutuel": 285.24,
        "sympany": 273.2,
        "atupri": 266.72,
        "kpt": 270.42
      }
    },
    {
      "canton_code": "SO",
      "canton_name_de": "Solothurn",
      "canton_factor": 0.9564,
      "canton_avg_chf_monthly": 315,
      "insurer_premiums": {
        "css": 310.83,
        "helsana": 327.09,
        "swica": 304.14,
        "sanitas": 291.7,
        "assura": 272.57,
        "concordia": 285.01,
        "visana": 301.27,
        "groupe-mutuel": 294.57,
        "sympany": 282.14,
        "atupri": 275.44,
        "kpt": 279.27
      }
    },
    {
      "canton_code": "SZ",
      "canton_name_de": "Schwyz",
      "canton_factor": 0.8957,
      "canton_avg_chf_monthly": 295,
      "insurer_premiums": {
        "css": 291.1,
        "helsana": 306.33,
        "swica": 284.83,
        "sanitas": 273.19,
        "assura": 255.27,
        "concordia": 266.92,
        "visana": 282.15,
        "groupe-mutuel": 275.88,
        "sympany": 264.23,
        "atupri": 257.96,
        "kpt": 261.54
      }
    },
    {
      "canton_code": "TG",
      "canton_name_de": "Thurgau",
      "canton_factor": 0.8866,
      "canton_avg_chf_monthly": 292,
      "insurer_premiums": {
        "css": 288.15,
        "helsana": 303.22,
        "swica": 281.94,
        "sanitas": 270.41,
        "assura": 252.68,
        "concordia": 264.21,
        "visana": 279.28,
        "groupe-mutuel": 273.07,
        "sympany": 261.55,
        "atupri": 255.34,
        "kpt": 258.89
      }
    },
    {
      "canton_code": "TI",
      "canton_name_de": "Tessin",
      "canton_factor": 1.0809,
      "canton_avg_chf_monthly": 356,
      "insurer_premiums": {
        "css": 351.29,
        "helsana": 369.67,
        "swica": 343.73,
        "sanitas": 329.67,
        "assura": 308.06,
        "concordia": 322.11,
        "visana": 340.48,
        "groupe-mutuel": 332.92,
        "sympany": 318.87,
        "atupri": 311.3,
        "kpt": 315.62
      }
    },
    {
      "canton_code": "UR",
      "canton_name_de": "Uri",
      "canton_factor": 0.8654,
      "canton_avg_chf_monthly": 285,
      "insurer_premiums": {
        "css": 281.25,
        "helsana": 295.97,
        "swica": 275.2,
        "sanitas": 263.95,
        "assura": 246.64,
        "concordia": 257.89,
        "visana": 272.6,
        "groupe-mutuel": 266.54,
        "sympany": 255.29,
        "atupri": 249.24,
        "kpt": 252.7
      }
    },
    {
      "canton_code": "VD",
      "canton_name_de": "Waadt",
      "canton_factor": 1.3117,
      "canton_avg_chf_monthly": 432,
      "insurer_premiums": {
        "css": 426.3,
        "helsana": 448.6,
        "swica": 417.12,
        "sanitas": 400.07,
        "assura": 373.83,
        "concordia": 390.89,
        "visana": 413.19,
        "groupe-mutuel": 404,
        "sympany": 386.95,
        "atupri": 377.77,
        "kpt": 383.02
      }
    },
    {
      "canton_code": "VS",
      "canton_name_de": "Wallis",
      "canton_factor": 1.0172,
      "canton_avg_chf_monthly": 335,
      "insurer_premiums": {
        "css": 330.59,
        "helsana": 347.88,
        "swica": 323.47,
        "sanitas": 310.25,
        "assura": 289.9,
        "concordia": 303.13,
        "visana": 320.42,
        "groupe-mutuel": 313.3,
        "sympany": 300.07,
        "atupri": 292.95,
        "kpt": 297.02
      }
    },
    {
      "canton_code": "ZG",
      "canton_name_de": "Zug",
      "canton_factor": 1.0566,
      "canton_avg_chf_monthly": 348,
      "insurer_premiums": {
        "css": 343.39,
        "helsana": 361.36,
        "swica": 336,
        "sanitas": 322.26,
        "assura": 301.13,
        "concordia": 314.87,
        "visana": 332.83,
        "groupe-mutuel": 325.43,
        "sympany": 311.7,
        "atupri": 304.3,
        "kpt": 308.53
      }
    },
    {
      "canton_code": "ZH",
      "canton_name_de": "Zürich",
      "canton_factor": 1.1477,
      "canton_avg_chf_monthly": 378,
      "insurer_premiums": {
        "css": 373,
        "helsana": 392.51,
        "swica": 364.97,
        "sanitas": 350.05,
        "assura": 327.09,
        "concordia": 342.01,
        "visana": 361.53,
        "groupe-mutuel": 353.49,
        "sympany": 338.57,
        "atupri": 330.54,
        "kpt": 335.13
      }
    }
  ]
}